What does it mean to have your sh*t together? As an 18 year old in 2005, I bought a $200k dollar house with almost no money. Everyone thought I had it figured out. Unfortunately the housing bubble popped, and I was left with a climbing interest rate. I had to walk away.

Looking back it seems you don’t have to do much to get your act together and look successful. I did it the wrong way, but you can use that to your advantage!