How would we get out of debt if we woke up one day with student loans and a credit card balance? By taking extreme measures to cut spending and earn extra income.
We discuss everything from cutting up our (hypothetical) credit cards to selling our excess furniture and gadgets on craigslist. Although it’s easy to stand on the sidelines and say “that’s what I would do,” we hope this is a help to someone out there.
Thinking about taking your first cruise vacation? Even if you book a cheap cruise, there are still a few hidden costs that you might not expect.
For example, most people don’t expect free alcohol, but soda isn’t free either. Add $6.50 per day for unlimited soda. What about tips and gratuities, and internet? We’ll talk about these and many more!
We?ve just returned from a 7 day vacation on the biggest cruise ship in the world, the ?Allure of the Seas.? Many people wonder if it?s worth the extra money, if it?s too crowded, and what makes this ship so special. We have answers to all those questions and many more.
We talk about the advantages and disadvantages of vacationing on a floating city at sea. As diamond members of Royal Caribbean?s crown and anchor, we?ve been on many different classes, itineraries, and cruise lines. Oasis and Allure of the Seas are amazing, but are they our favorite cruise ship?
Before we can begin to talk about budgeting or investing, we need to get an idea for where you’re at financially. The easiest way to do that is to start tracking your spending for a month.
You can do that by hand, but there are websites and software that will do it for you. We use https://mint.com. We have been using it trouble free for over 5 years. It’s tracked and categorized almost 6500 transactions!
While we’re waiting for data to accumulate, you can calculate your net worth to see where you stand financially.
NOTE: If you are a viewer outside of USA, you can purchase a program called “You Need A Budget” (YNAB) that makes manual expense tracking easy.
Tonight we’re going to talk about why we’re different than most people. But not in the way you might expect… We have many generous people in our lives who are helping us accelerate our early retirement plans. Let’s talk about them.
Our goal this week was to show you where we work. Unfortunately, we did a really bad job vlogging. Lauren had a difficult time filming at work and Mike just had a bunch of clips with no context or explanations.
We decided to post it anyways, because WE’RE ON VACATION!!!